Terms of Use & Refund Policy

Last Updated: 11/18/2025

Welcome to Monvestor Inc. (“Company,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of jhonmonroy.com, monvestorinc.com, our landing pages, funnels, digital programs, training materials, SMS systems, and services.

By accessing our Site or purchasing any product/service, you agree to these Terms.

If you do not agree, do not use our Site or services.

1. Acceptance of Terms

By using our Site, submitting information, booking a call, purchasing a program, or engaging with our services, you confirm that you are:

At least 18 years old

Legally capable of entering a binding contract

Using the Site for lawful purposes

You also agree to follow all rules, disclaimers, and policies posted on our Site.

2. Use of Site and User Responsibilities

You agree not to:

Upload false, misleading, or fraudulent information

Use the Site for unlawful purposes

Attempt to bypass security, scrape content, or disrupt server operations

Copy, resell, or distribute our materials without written permission

Misrepresent yourself as a licensed professional, buyer, or seller

Use automated tools (bots) to interact with our site

We reserve the right to suspend or terminate access to anyone violating these Terms.

3. Informational and Educational Purpose Only

All content on our website—including videos, text, tools, calculators, guides, and advice—is provided for educational and general informational purposes.

We do not provide:

Legal advice

Tax advice

Financial or accounting advice

Professional investment guarantees

Mortgage, lending, or credit advice

You are responsible for your decisions.

4. No Guarantees of Earnings, Results, or Outcomes

Monvestor Inc. does not guarantee:

That you will profit from real estate

That you will secure funding

That your property will sell

That you will close a deal

Any specific cash offer amount

Any success in wholesaling or coaching programs

Any examples of earnings or deals are illustrative only and should not be interpreted as typical.

5. Real Estate Disclosures

We may operate as:

A real estate investor

A cash buyer

A wholesaler

A consultant

A licensed real estate agent (where applicable)

By submitting a property, you acknowledge that:

You may receive multiple options (cash offer, listing opportunity, creative financing, partnership options)

We may partner with third-party buyers, agents, or investors

We act in our own interest as an investor unless stated otherwise

You are free to accept or reject any offer.

6. Property Information Accuracy

By submitting a form, you certify that:

All property details you provided are accurate to the best of your knowledge

You are the legal owner or authorized representative

You understand that inaccurate information may affect your offer

We are not responsible for inaccurate or fraudulent submissions.

7. Consent to Contact (TCPA Compliance)

By submitting your phone number, you consent to receive:

SMS messages

Phone calls

Voicemails

Automated reminders

Appointment confirmations

Marketing or promotional messages

You may reply STOP at any time to opt out.
Standard message/data rates may apply.

8. Payment, Billing & Refund Policy

A. Real Estate Services

Cash offer evaluations and property reviews are free.
Transactions follow separate agreements.

B. Coaching, Training, or Digital Products

Unless stated otherwise:

All sales are final.

No refunds are issued for:

Coaching sessions

Digital downloads

Courses

Access to private groups

Templates or documents

Because access is delivered instantly.

Refunds may be granted only for:

Duplicate charges

Verified billing error

Severe technical issue that prevents access

Requests must be sent to:
📧 [email protected]
within 7 days of purchase.

Chargebacks

Filing a chargeback without contacting us first is considered unauthorized and may result in:

Permanent account removal

Legal recovery of disputed funds

Account restrictions

9. Intellectual Property Rights

All content is protected under U.S. copyright and trademark law.
This includes:

Branding

Logos

Videos

Guides

Documents

Processes

Scripts

Training materials

Social media content

You may not reproduce or distribute any material without written permission.

10. Third-Party Links & Services

Our Site may include links to:

Lenders

Contractors

Market data sites

Affiliates

CRM platforms

Social media pages

We are not responsible for their content, privacy policies, or actions.

Use at your own risk.

11. Website Availability

We do not guarantee that the Site will always be:

Error-free

Available 24/7

Secure

Free from disruptions

We may update, modify, or suspend access at any time.

12. Limitation of Liability

To the fullest extent permitted by law, Monvestor Inc. is not liable for:

Property losses

Financial losses

Missed opportunities

Emotional, direct, indirect, or incidental damages

Loss of income or revenue

Your sole remedy is to discontinue use of our Site and services.

13. Indemnification

You agree to defend, indemnify, and hold harmless:

Monvestor Inc., its owners, employees, contractors, and partners
from any claims arising from:

Your use of the Site

Your submissions

Your participation in coaching

Your real estate decisions

Your breach of these Terms

14. Dispute Resolution & Arbitration Clause

Any dispute between you and Monvestor Inc. will be resolved through binding arbitration, not in court.

You waive:

Class actions

Jury trials

Joining claims with others

Arbitration will occur in:
Westchester County, New York (USA).

15. Governing Law

These Terms are governed by:
The laws of the State of New York.

16. Modifications to Terms

We may update or modify these Terms at any time.
Continued use means you accept the updated Terms.

17. Contact Information

For questions or concerns:

📧 [email protected]
📱 914-800-1880
🏢 Monvestor Inc — New York, NY